Buying a Home
Info For Buyers

By working exclusively with one Realtor, you have a much better chance of finding a home that meets your needs. Jane has access to virtually all homes for sale, not just the listings that she currently holds.

When you begin your search for the perfect space, your search will be made easier if you prepare a list of wants and needs ahead of time. Also include a list of things that you definitely don't want in a home. This will help Jane filter out the homes that are not suitable without wasting your precious time.

Once you've established exactly what is and isn't important to you in home, Jane can recommend you to a number of established professional mortgage brokers who can "pre-approve" you for financing. This not only helps you determine what you can reasonably afford, but also improves your status as a buyer. In a hot market such as we are experiencing now, an offer placed by a pre-approved buyer is attractive to a seller because it minimizes the risk of the sale falling through because of a lack of financing. It saves everyone time and money.

After you've found a space that fits your lifestyle and budget and made a successful offer, Jane will help you navigate through the contracts and agreements with a minimum of hassle, always there to explain your options and address any questions that you may have. You will also have access to his comprehensive network of professional contacts, including building inspectors, lawyers and notaries public, who can help you complete your real estate transaction.

Jane is a full-time professional Realtor with sufficient knowledge about the Vancouver market. With Jane, you can be sure that your new home purchase will be in the best possible hands.


TYPICAL COSTS
There are many costs that homebuyers incur, especially upon purchasing your first home that you should expect to pay. Some of the expenses related to buying a home are one-time costs, while others are continuing costs.

Your largest cost at the beginning is your down payment. As a first time buyer, this would likely represent only 5 - 10% of the purchase price. However, you should be prepared to pay for additional costs, such as:


- Legal Fees & Disbursements
- GST and PST (if applicable)
- Property or Land Transfer Tax
- Adjustments (reimbursed to the vendor)
- Interest
- Property Taxes
- Utility Payments
- Strata or Condominium Fees
- Estoppel certificate fee
- Survey Fee
- Home Inspection Fee
- Water quality and quantity certificate
- Appraisal Fee
- Mortgage broker's fee (if applicable)
- Mortgage Loan Insurance Premium (if only 5% down)
- Mortgage Loan Insurance Application Fee (if only 5% down)
- Moving Expenses
- Renovations and repairs
- Furniture, paint, carpeting, window coverings, etc.
- Service and Utility Hook-up Fees
- Property/Condominium Insurance
- Mortgage Application Fee
- Deed and/or Mortgage Registration Fee Additionally, once you have purchased your home, you will incur regular expenses on a monthly, quarterly or yearly basis. Some of these costs include:
- Mortgage Payments
- Water and/or Sewer Payments
- Electricity and Gas Services
- Cable and Telephone Services
- Property Taxes
- Strata or Condo Fees
- Repair/maintenance Expenses
- Homeowner's Insurance

买家服务

提供新出楼盘的详尽资料.
提供全面的房价分析,使你的出价更合理有效.
可协助办理银行贷款,验屋,律师等服务
学校分布及成绩综合信息


Find the home that's perfect for you! Just fill in the form below and I will send you a list of the best homes for sale, matching the criteria you specify daily. It's that easy!

Please Note: Any information submitted will be held confidential.
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